February 22, 2026
10 mins
When you see a token presale, the big question is always: how much should I put in? Unlike traditional finance, where you might follow fixed rules of thumb, crypto presales require a careful look at multiple factors. Your decision is shaped not only by how much you can afford, but also by the project's fundamentals, the market environment, and the tokenomics design.
Let’s break down the main points you should consider before deciding on your contribution.
The starting point is always doing your own research on the project. Look at the whitepaper, roadmap, and team background. If the fundamentals are strong, a clear use case, a technical roadmap, and transparent tokenomics, you may feel more comfortable allocating more funds. Weak fundamentals should be a red flag to keep your exposure small.
Market conditions matter. In bullish times, presales often oversubscribe quickly, and early participants can see strong returns. In bearish conditions, even good projects may struggle to meet their soft cap. Understanding the overall sentiment helps you decide whether to go bigger or keep it conservative.
Soft caps and hard caps set the fundraising boundaries. The soft cap is the minimum needed for the project to move forward. If it isn’t reached, the project may refund investors. The hard cap is the maximum amount the project will raise.
For you as an investor, this means two things:
Yes. However, despite the general rule of not investing more than you can afford to lose or simply “knowing yourself as an investor,” there’s another key barrier in DeFi: usability.
Do a test with a small amount, $100 or 250 USDT, just to practice using the platform and your wallet. Even when you’re trying a new tool for the first time, focus on learning the step-by-step process rather than going all in with a large investment.
Once you feel comfortable navigating the platform and handling transactions, you can scale your investment as planned.
At CoinTerminal, we’ve removed many of these usability barriers. All you need to do is complete a quick KYC, and you’re ready to participate in sales; no staking or lockups required. Check our active sales here.
Regulations can change rapidly, which can impact your access to funds. This is why it’s not a good idea to invest too much or leave your money sitting on a centralized exchange.
Always keep most of your funds in a cold wallet for safety and use a hot wallet only for transactions. That way, you stay in control no matter what happens with new rules.
These tools help you stay organized, measure sentiment, and avoid losing track of multiple small investments.
There’s no single “right” amount to invest in a token presale. The key is balance, between opportunity and risk, excitement and caution. Start small, study the fundamentals, and use each presale as both an investment and a learning experience.
At CoinTerminal, all presales are open-access and designed for ease of use. Every contribution of 250 USDT or more also enters you into our monthly crypto lottery, even if you later request a refund. Browse our active sales and see how easy it is to join today.
This article is for educational purposes only. It is a general guide for founders and users navigating the Web3 space. It does not constitute financial advice. Always do your own research before making any investment decisions.If you want to learn more about raising funds or which IDOs to look into, our team is here to help. Feel free to reach out to us on Telegram at any time.