MultichainZ on CoinTerminal

Written by
CoinTerminal Team
Published on

March 30, 2026

Updated on

March 30, 2026

MultichainZ is launching its $CHAINZ token through a refundable, open-access IDO on CoinTerminal - the only platform that lets you participate with no staking, no lockups, and no pre-sale KYC required.

The sale runs in two phases: phase 1 - registration and contribution: March 30-April 7, with tickets capped at $500 per user. The second sale phase starts on April 7, it is on a first-come, first-served (FCFS) basis and uncapped per user. Simply log in and contribute when the sale goes live.

Every contribution of 250 USDT or more also grants you automatic entry into free CoinTerminal's monthly Lottery with growing prize pools that amount to Mustang grand prize, even if you later choose to request a refund.

About MultichainZ

MultichainZ is an omnichain RWA lending protocol built to unlock liquidity from assets that traditional DeFi cannot efficiently utilize. Unlike existing lending platforms, MultichainZ treats tokenized real-world assets as first-class collateral, enabling seamless cross-collateralization and more accurate risk pricing across a wider asset spectrum than any existing protocol.

Users hold collateral on one chain and access liquidity on another, solving a next-generation interoperability challenge purpose-built for illiquid and non-fungible assets. The result is a unified cross-chain credit market that also serves as the universal destination where tokenized assets from any protocol can be deployed as collateral in this way extending their utility well beyond their native ecosystems.

Two systems sit at the core of the protocol:

AI Agent Studio deploys autonomous agents that manage RWA collateral health, optimize cross-chain yield, and execute credit strategies in real time through intent-based execution: no manual intervention needed. Each agent carries a verifiable on-chain identity, enabling reliable coordination across chains.

Sentinel Risk Monitoring keeps AI-powered agents watching positions continuously, autonomously rebalancing collateral when market conditions shift or risk thresholds are crossed.

What This Means for Users

With MultichainZ, users can:

  • Use real-world assets as collateral.
  • Borrow across chains with interoperability built specifically for illiquid and non-fungible assets.
  • Deploy AI agents via Agent Studio to handle collateral management, yield optimization, and credit execution.
  • Benefit from continuous, autonomous risk monitoring and rebalancing.
  • Participate in governance of MultichainZ ecosystem.

The goal of MultichainZ is to make cross-chain RWA finance as seamless and automated as possible by bringing the sophistication of institutional credit markets directly on-chain and within reach of every user.

Key Features

  • RWA-First Lending: Treats tokenized real estate, precious metals, agricultural assets, and NFTs as first-class collateral, enabling seamless cross-collateralization and accurate risk pricing across a wider asset spectrum than any existing lending platform.
  • AI Agent Studio: Autonomous agents manage RWA collateral health, optimize yield, and execute cross-chain credit strategies in real time through intent-based execution without manual intervention.
  • Omnichain RWA Collateralization: Hold tokenized assets on one chain and borrow against them on another, solving a next-generation interoperability problem purpose-built for illiquid and non-fungible assets.
  • RWA Liquidity Aggregation: Acts as the universal destination where tokenized assets from any protocol can be deployed as collateral, extending their utility and liquidity beyond native ecosystems.
  • Sentinel Risk Monitoring: AI-powered agents continuously monitor RWA positions and autonomously rebalance collateral when market conditions or risk thresholds shift.
  • Persistent On-Chain Agent Identity: Each agent carries a verifiable on-chain identity enabling seamless coordination across chains and native support for RWA-collateralized strategies.

$CHAINZ Token Utility

  • Fee Accrual: All protocol fees including loan origination, liquidity spreads, and liquidation penalties are denominated in CHAINZ.
  • Institutional Payments: Onboarding and consultation fees for institutional clients are settled in CHAINZ.
  • DAO Treasury: Collected fees flow to the DAO to reward users, fund liquidity, and support new RWA integrations.
  • Governance: CHAINZ holders control collateral approvals, LTV ratios, liquidation thresholds, and treasury allocation. A veCHAINZ model will reward long-term lockers with amplified voting power and fee share.
  • Liquidity Mining: Governance directs emissions to specific pools, solving the cold start problem for newly onboarded markets.
  • Behavioral Incentives: Rewards calibrated for healthy borrower positions, long-tail liquidity provision, and active governance participation.

Revenue Model

MultichainZ generates revenue across the full on-chain credit lifecycle through a diversified model built for long-term sustainability. The core income stream comes from the net interest margin between borrower rates and lender yields, complemented by dynamic tiered origination fees on every loan and a small commission on liquid staking rewards.

Beyond core lending, the protocol earns asset integration and management fees for onboarding new collateral types, and operates a bilateral revenue-sharing model with tokenization partners that turns ecosystem relationships into a proactive growth engine. For institutional clients, premium service fees cover access to permissioned pools, qualified custody, and compliance infrastructure, while a high-margin advisory arm provides bespoke strategic guidance on on-chain credit and DeFi integration.

Token Metrics and Launch Details

Blockchain Network: Base

Token Supply: 10,000,000,000

Project Valuation: $28,000,000

Initial Market Cap (excluding liquidity): $1,059,240

Hard Cap: $3,666,700

Ready to Join?

MultichainZ simplifies access to RWA liquidity by unlocking assets that traditional DeFi cannot efficiently utilize: automating complex credit and yield strategies through AI-powered agents across blockchains.

On CoinTerminal, participation is designed to be simple and accessible:

  • No KYC is required before or during contributions; simply connect your wallet and join the sale.
  • KYC is required only at the token claim stage:
    • Contributions above $5,000 require full KYC (ID + proof of address).
    • Contributions of $5,000 or below require a valid ID only.

This is a fully refundable, open-access IDO. If tokens are not claimed during the 12-hour claim window after TGE, your contribution is automatically refunded, and your entry still counts toward CoinTerminal’s free Monthly Crypto Lottery.

Join MultichainZ early to secure your allocation and take part in a new generation of Web3-native fintech innovation.

MultichainZ Socials

At CoinTerminal, we make early-stage Web3 fundraising accessible to anyone. Invest along the top VCs with a money-back guarantee. Every contribution of $250 or more enters you into our free monthly lottery with growing prize pools that amount to a Mustang grand prize, even if you refund.

Check out our active IDOs now. Sign up to our launchpad and claim a free $25 voucher for your first sale.

Disclaimer

This article is for educational purposes only. It is a general guide for founders and users navigating the Web3 space. It does not constitute financial advice. Always do your own research before making any investment decisions.If you want to learn more about raising funds or which IDOs to look into, our team is here to help. Feel free to reach out to us on Telegram at any time.

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